Edition of September 15, 2026: joint ownership and mortgage records
Spain: Fotocasa Explains the Community of Property for Co-owning a Home. United States: FHFA Promotes Coordinated Notices on Mortgage Insurance Cancellation.
Fotocasa Explains the Community of Property for Co-owning a Home
What happened
Fotocasa published an explanation on September 14 about the community of property, a legal structure in which two or more people group together to exploit or manage an asset or estate.
How this may affect your property
If you share a property, documenting shares, payments, and expenses helps keep each owner's accounts clear.
What you can do now
- Gather deeds and receipts; clarify in writing with the other owners how to distribute income and expenses.
Source: Fotocasa · September 14, 2026
FHFA Promotes Coordinated Notices on Mortgage Insurance Cancellation
What happened
HousingWire reported on September 15 about an FHFA initiative to align communication from Fannie Mae and Freddie Mac to borrowers regarding the cancellation of private mortgage insurance.
How this may affect your property
If your loan meets the conditions, understanding when you can cancel that insurance could change a periodic expense; the news does not confirm the eligibility of any specific mortgage.
What you can do now
- Consult your mortgage servicer and keep their communications and statements.
Source: HousingWire · September 15, 2026
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