The Hommy Daily
Verified housing news from Spain and the United States, every edition written for property owners.
Edition of October 9, 2026: rental housing and financing
Spain: lease extensions complicate investment funds’ plans to sell rental homes. US: mortgage options narrow for investor purchases and cash-out refinancing.
Edition of October 8, 2026: New-build sales and mortgage financing
Spain: the time to sell a new-build home falls to 4.7 months, according to Brainsre. US: Fed minutes point to another possible interest rate hike this year.
Edition of October 7, 2026: housing decree and mortgage rates
Spain: the new decree provides for public authorities to assume vulnerable tenants’ debts. US: HousingWire puts the average 30-year conforming mortgage rate at 7.63%.
Edition of October 6, 2026: rental protests and proposals to speed up homebuilding
Spain: housing protests call for lower rents and open-ended leases. US: a bipartisan group outlines reforms aimed at faster, cheaper homebuilding.
Edition of October 5, 2026
Spain: only 51% of tenants aged 18–24 covered their initial rental payments from savings. US: home prices rose in July, with differing trends across metropolitan markets.
Edition of October 4, 2026: rejected housing decrees and mortgage rates
Spain: rejection of housing decrees affects rental, eviction and tax measures. US: HousingWire reports mortgage rates at 7.57% and further weakening in demand.
Edition of October 3, 2026: housing decrees rejected and mortgage demand falls
Spain: Congress rejects two decrees containing rental measures. US: mortgage applications fall 6% as rates rise.
Edition of October 2, 2026
Spain: home purchases fall 7% year over year in the second quarter. US: the average 30-year mortgage rate reaches 7.28%.
Individuals sustain 92% of Spain’s rental market
Small landlords sustain the overwhelming majority of Spain’s rental market. Here are the data and personal effort behind that reality.
Edition of October 1, 2026
Spain: part of the housing decree will have limited geographic scope. US: 30-year mortgage rates reach 7.3% as applications fall 6%.
Edition of September 30, 2026
Spain: new-build homes cost 72% more than existing homes. US: HUD seeks comments on changes to NSPIRE inspection scoring.
Edition of September 29, 2026: housing negotiations and mortgage lending
Spain: the government is preparing a decree addressing evictions and rent increases. US: Benchmark announces the closure of Eleven Mortgage to focus on retail lending.
Edition of September 28, 2026: rental proposals and mortgage guarantee fees
Spain: a housing draft proposes a 2% cap on rent adjustments and remains subject to change. US: HUD announces higher upfront Section 184 guarantee fees effective October 1.
Edition of September 27, 2026: rental tax incentives and a financing survey consultation
Spain: Sumar is open to negotiating tax incentives for rental property owners. US: HUD seeks comments on the proposed 2027 Rental Housing Finance Survey.
Edition of September 24, 2026: home insurance
Spain: Asisa Enters Home Insurance Market with Policy for Landlords. United States: Few New Policies in California's High-Risk Areas.
Edition of September 21, 2026: tenant screening
Spain: An expert warns about delinquency and legal slowness in renting. United States: Brooklyn applicants report rejections linked to court records.
Edition of September 15, 2026: rent updates
Spain: August index for rent updates stands at 2.47%. United States: Redwood City debates rent control proposal.
Edition of September 15, 2026: joint ownership and mortgage records
Spain: Fotocasa Explains the Community of Property for Co-owning a Home. United States: FHFA Promotes Coordinated Notices on Mortgage Insurance Cancellation.
Edition of September 15, 2026: rental yields and financing
Spain: Fotocasa detects higher residential profitability in inland cities. United States: New home purchase applications fall amid high rates.
Edition of September 12, 2026: housing tax news
Spain: Tarragona proposes a reduction in property tax for protected housing and social rental. United States: Marin County announces tax credits for affordable housing.